Last updated: 2026-07-26
The short version
These Terms & Conditions ("Terms") govern your use of the Zent application (the "App" or "Service"), operated by Del Portal Technologies S.A.C. ("we", "us"). Please read them carefully before using the App.
By downloading, installing, registering for, or using the App, you agree to be legally bound by these Terms and by our Privacy Policy. If you do not agree, do not use the App. If you use the App on behalf of an organization, you represent that you have authority to accept these Terms on its behalf.
Zent is a personal and shared expense-management tool that lets you record expenses, set budgets, store receipts, configure payment reminders, and collaborate in shared spaces. Zent is for informational purposes only and does NOT constitute accounting, financial, tax, legal, or investment advice. Any decisions you make based on information in the App are your sole responsibility.
You must be at least 18 years old to create an account and use the App. By registering, you represent and warrant that you are 18 or older and have the legal capacity to accept these Terms. The App is not directed to anyone under 18.
You must create an account with truthful, current, and complete information. You are responsible for keeping your credentials confidential and for all activity under your account. Notify us immediately of any unauthorized use. Do not share your account with third parties.
The App offers a free plan, a 14-day free trial with access to Pro features, and a paid Pro subscription. • Subscriptions are purchased and managed through your Apple App Store or Google Play account; the charge is applied to that account upon purchase confirmation. • The subscription renews automatically for the same period unless you cancel at least 24 hours before the end of the current period. • You can manage or cancel renewal in your store account settings; cancellation takes effect at the end of the period already paid. • A free trial converts to a paid subscription at the end of the trial unless cancelled beforehand; any unused portion of a trial is forfeited when you purchase a subscription. • Prices may change; we will notify you in advance and the change will not affect the period already paid. • Refunds are governed by Apple's or Google's policies; we do not process payments or refunds directly. • Even though Apple or Google process the charge, Del Portal Technologies remains responsible for the suitability (idoneidad) of the Service to you and for compliance with these Terms. • If you have a claim or complaint about the Service or a charge, you can use our Complaints Book (Profile › Complaints Book); we will respond within a maximum of fifteen (15) business days.
Pro users can create shared collaborative spaces (family, team, etc.) and invite others via invitation codes (subject to a member limit per plan). Expenses, budgets, and categories recorded within a collaborative space are visible to all of its members; your personal space is never shared. The owner and members are responsible for the proper use of the shared space and the data they add to it.
You retain ownership of the content you upload (expenses, receipts, notes, etc.). You grant us a limited, worldwide, non-exclusive license to host, process, and display that content solely to provide the Service to you. You are solely responsible for the legality and accuracy of your content and for holding the necessary rights to it.
The App, its software, design, trademarks, logos, and content (excluding your content) are owned by Del Portal Technologies S.A.C. or its licensors and are protected by intellectual property laws. We grant you a personal, limited, revocable, non-transferable license to use the App in accordance with these Terms. You may not copy, modify, decompile, or create derivative works except as permitted by law.
You agree to use the App only for lawful purposes. You may not: (a) use it for illegal or fraudulent activity; (b) access or attempt to access systems or other users' data without authorization; (c) interfere with, overload, or compromise the security of the Service; (d) reverse-engineer it except where the law permits; (e) impersonate others or share your account; (f) upload illegal content or content that infringes third-party rights.
We strive to keep the App available, but we may modify, suspend, or discontinue all or part of the Service, temporarily or permanently, with or without notice. We do not guarantee uninterrupted availability. We may suspend or close accounts that breach these Terms.
To the maximum extent permitted by law, the App is provided "AS IS" and "AS AVAILABLE", without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the App will be error-free or that data will be accurate or complete. Nothing above excludes or limits the warranties of suitability, security and data protection, or the consumer and data-protection rights that applicable law makes non-waivable.
To the maximum extent permitted by law, Del Portal Technologies S.A.C. shall not be liable for indirect, incidental, special, punitive, or consequential damages, nor for loss of data, profits, or revenue, arising from the use or inability to use the App. Our total cumulative liability shall not exceed the greater of: (a) the amount you paid us for the App in the 12 months before the event, or (b) the minimum permitted by applicable law. Nothing in these Terms limits liabilities that cannot be excluded by law, including mandatory consumer rights.
You agree to indemnify and hold Del Portal Technologies S.A.C. harmless from claims, damages, or expenses (including reasonable attorneys' fees) arising from your use of the App, your content, or your breach of these Terms or the law.
You may delete your account at any time from Profile → Delete account; this permanently and irreversibly erases your personal data, expenses, receipts, and settings. We may suspend or terminate your account if you breach these Terms. Provisions that by their nature should survive (intellectual property, limitation of liability, indemnification, and governing law) will remain in effect after termination.
We may update these Terms. When changes are significant, we will notify you by reasonable means (for example, within the App). Continued use after the changes take effect constitutes your acceptance. If you do not agree, you must stop using the App.
These Terms are governed by the laws of Peru, without prejudice to the mandatory consumer-protection rules of your country of residence. Any dispute will be submitted to the competent courts of Peru, unless the law grants you the right to bring proceedings in the courts of your domicile.
If any provision is found invalid, the remaining provisions will stay in effect (severability). These Terms, together with the Privacy Policy, constitute the entire agreement between you and us regarding the App. Failure to exercise a right is not a waiver of it. You may not assign your rights without our prior consent.
For questions about these Terms, contact us at legal@delportaltechnologies.com. To file a consumer claim or complaint, use our Complaints Book at Profile › Complaints Book.
This Privacy Policy explains how Del Portal Technologies S.A.C. ("we", the "data controller") collects, uses, and protects your personal data when you use the Zent application. We are committed to protecting your privacy and complying with applicable law, including the GDPR (EU), the CCPA/CPRA (California), and local data-protection laws.
The controller is DEL PORTAL TECHNOLOGIES S.A.C. (RUC 20616178556), located at Av. Javier Prado Este 560, interior 1302, San Isidro, Lima, Peru. Personal data processed through Zent is included in the personal data bank named USUARIOS DE APLICACIONES FINANCIERAS (Users of Financial Applications), owned by DEL PORTAL TECHNOLOGIES S.A.C. and registered with the Peruvian National Registry of Personal Data Protection under code PJ-2026-3780. Data related to claims and complaints is included in the personal data bank QUEJAS Y RECLAMOS (Claims and Complaints), registered under code PJ-2026-3762. For any privacy matter or to exercise your rights of access, rectification, cancellation, and objection, contact us at legal@delportaltechnologies.com. In case of discrepancy between the Spanish and English versions of this policy, the Spanish version prevails.
We collect: • Account data: name and email (your password is stored encrypted by our authentication provider; we do not know it). • Data you enter: expenses, categories, budgets, payment reminders, and card information (bank, name, last 4 digits, dates, and amounts you record). • Files: receipt images you upload voluntarily. If you use the assistant or receipt scanning, the text you dictate/type and the receipt image are sent to an AI provider (Google) solely to extract the expense. • Minimal technical data: device type, operating system, and language, needed for the App to work. We do NOT collect your location, do NOT use tracking cookies, NO third-party advertising SDKs, and do NOT track your activity across apps or websites. We use an error-monitoring service (Sentry) solely to diagnose technical failures and improve stability.
We use your data to: • Provide and maintain the Service (legal basis: performance of the contract). • Manage your account, preferences, and language (performance of the contract). • Show local notifications for the reminders you configure (consent). • Ensure security, prevent fraud, and comply with legal obligations (performance of the contract / legal obligation). The processing of your income —which constitutes sensitive data under Article 2.5 of Peru's Law No. 29733— is carried out on the basis of your express consent, given separately and independently from these Terms and from general acceptance of the service, and revocable at any time from Profile. Likewise, the optional artificial intelligence and OCR features (sending content to Google) rely on your separate, express consent. We do not use your data for advertising and we do not sell it.
Reminder notifications are local: they are scheduled and shown entirely on your device. We do not use remote push notifications, Firebase, or third-party messaging services.
We do not sell or rent your data. We only share it in these cases: • Infrastructure provider: we use Supabase as our backend and storage provider, acting as a data processor under our instructions. • Artificial intelligence and OCR (optional, with your consent): the text you type or dictate and the receipt image are sent to Google LLC (Gemini API, paid tier) in the United States solely to process your request. Google does not use that content or the responses to train or improve its models; it retains them only for a limited period to detect and prevent misuse and to meet legal obligations. Before that step, to turn your voice into text the App uses your device's speech recognition (Apple on iOS, Google on Android), which may transmit your audio to that provider for transcription, under its own privacy policy. • Error monitoring: we use Sentry to log technical failures (error message, diagnostic data, and a truncated user identifier) and improve stability. • Collaborative spaces: data you record in a shared space is visible to its members (your personal space is never shared). • App stores: Apple and Google process subscription payments under their own policies. • Legal obligations: when required by law or a competent authority.
Your data is disclosed to international processors and recipients located in the United States: Supabase, Inc. (backend, authentication, database, and storage), Google LLC (optional artificial intelligence and OCR features), and Functional Software, Inc. d/b/a Sentry (minimized technical monitoring and diagnostics). The international transfer is carried out on the basis of contractual safeguards with those processors; in accordance with Peru's Law No. 29733 and its regulations, we inform you of this cross-border flow, register it with the competent authority, and apply appropriate safeguards to protect your information.
Your data is stored on Supabase infrastructure with encryption in transit and at rest. Receipts are kept in private buckets with access restricted to your account. We apply row-level security (RLS) so that only you can access your personal data. Face ID/Touch ID lock is handled by your device: your biometric data never leaves it and we never receive it. No security measure is infallible, but we work to protect your information.
We keep your data while your account is active. When you delete your account, we immediately and permanently erase your data from our systems; our provider's (Supabase) encrypted backups that may contain residual data are overwritten in their normal backup rotation and are not used to restore your account. Technical error logs processed by our monitoring provider (Sentry) are retained for up to 30 days and then automatically deleted. We may retain minimal data where required by law (for example, consumer complaints).
Depending on your jurisdiction, you have the right to: access, rectify, delete, restrict or object to processing, data portability, and to withdraw consent at any time. Within the App you can access, edit, and export much of your data, and delete your account in Profile. To exercise any right, write to us at legal@delportaltechnologies.com. You also have the right to lodge a complaint with your data-protection authority. If you are in Peru, we will handle your requests within the deadlines of Law No. 29733 and its Regulation: information within eight (8) business days; access within twenty (20) business days; and rectification, update, inclusion, deletion (cancellation) or objection within ten (10) business days, counted from a valid request. You may also turn to the National Authority for Personal Data Protection (ANPDP).
If you are a California resident, you have the right to know what data we collect, to request its deletion, and not to be discriminated against for exercising your rights. We do NOT sell or share your personal information as defined by the CCPA/CPRA.
The App is intended for people aged 18 or older. We do not knowingly collect data from anyone under 18. If you believe a minor has provided us with data, contact us at legal@delportaltechnologies.com and we will delete it.
We may update this Policy. When changes are significant, we will notify you within the App. The "last updated" date indicates the current version.
For any question about privacy or your data, write to us at legal@delportaltechnologies.com.
Legal inquiries: legal@delportaltechnologies.com